Terms of Use

CreditPathway.com

WEBSITE TERMS AND CONDITIONS

Introduction

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

You must be at least 18 years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.

This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to our CREDIT PATHWAY, LLC.’s use of cookies in accordance with the terms of CREDIT PATHWAY, LLC.’s privacy policy / cookies policy.

License to use website

Unless otherwise stated, CREDIT PATHWAY, LLC. and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages or OTHER CONTENT from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

republish material from this website (including republication on another website);

sell, rent or sub-license material from the website;

show any material from the website in public;

reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;

edit or otherwise modify any material on the website; or

redistribute material from this website except for content specifically and expressly made available for redistribution.

Where content is specifically made available for redistribution, it may only be redistributed within your organisation.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without CREDIT PATHWAY, LLC.’S express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without CREDIT PATHWAY, LLC.’S express written consent.

Restricted access

Access to certain areas of this website is restricted. CREDIT PATHWAY, LLC. reserves the right to restrict access to other areas of this website, or indeed this entire website, at CREDIT PATHWAY, LLC.’S discretion.

If CREDIT PATHWAY, LLC. provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.

CREDIT PATHWAY, LLC. may disable your user ID and password in CREDIT PATHWAY, LLC.’S sole discretion without notice or explanation.

User content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to CREDIT PATHWAY, LLC. a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to CREDIT PATHWAY, LLC. the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or CREDIT PATHWAY, LLC. or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

CREDIT PATHWAY, LLC. reserves the right to edit or remove any material submitted to this website, or stored on CREDIT PATHWAY, LLC.’S servers, or hosted or published upon this website.

Notwithstanding CREDIT PATHWAY, LLC.’S rights under these terms and conditions in relation to user content, CREDIT PATHWAY, LLC. does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. CREDIT PATHWAY, LLC. makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, CREDIT PATHWAY, LLC. does not warrant that:

this website will be constantly available, or available at all; or

the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

Limitations of liability

CREDIT PATHWAY, LLC. will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

to the extent that the website is provided free-of-charge, for any direct loss;

for any indirect, special or consequential loss; or

for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if CREDIT PATHWAY, LLC. has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit CREDIT PATHWAY, LLC.’S liability in respect of any:

death or personal injury caused by CREDIT PATHWAY, LLC.’S negligence;

fraud or fraudulent misrepresentation on the part of CREDIT PATHWAY, LLC.; or

matter which it would be illegal or unlawful for CREDIT PATHWAY, LLC. to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, CREDIT PATHWAY, LLC. has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against CREDIT PATHWAY, LLC.’S officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect CREDIT PATHWAY, LLC.’S officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as CREDIT PATHWAY, LLC..

ntroduction

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

You must be at least 18 years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.

This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to our CREDIT PATHWAY, LLC.’s use of cookies in accordance with the terms of CREDIT PATHWAY, LLC.’s privacy policy / cookies policy.

License to use website

Unless otherwise stated, CREDIT PATHWAY, LLC. and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages or OTHER CONTENT from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

republish material from this website (including republication on another website);

sell, rent or sub-license material from the website;

show any material from the website in public;

reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;

edit or otherwise modify any material on the website; or

redistribute material from this website except for content specifically and expressly made available for redistribution.

Where content is specifically made available for redistribution, it may only be redistributed within your organisation.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without CREDIT PATHWAY, LLC.’S express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without CREDIT PATHWAY, LLC.’S express written consent.

Restricted access

Access to certain areas of this website is restricted. CREDIT PATHWAY, LLC. reserves the right to restrict access to other areas of this website, or indeed this entire website, at CREDIT PATHWAY, LLC.’S discretion.

If CREDIT PATHWAY, LLC. provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.

CREDIT PATHWAY, LLC. may disable your user ID and password in CREDIT PATHWAY, LLC.’S sole discretion without notice or explanation.

User content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to CREDIT PATHWAY, LLC. a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to CREDIT PATHWAY, LLC. the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or CREDIT PATHWAY, LLC. or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

CREDIT PATHWAY, LLC. reserves the right to edit or remove any material submitted to this website, or stored on CREDIT PATHWAY, LLC.’S servers, or hosted or published upon this website.

Notwithstanding CREDIT PATHWAY, LLC.’S rights under these terms and conditions in relation to user content, CREDIT PATHWAY, LLC. does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. CREDIT PATHWAY, LLC. makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, CREDIT PATHWAY, LLC. does not warrant that:

this website will be constantly available, or available at all; or

the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

Limitations of liability

CREDIT PATHWAY, LLC. will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

to the extent that the website is provided free-of-charge, for any direct loss;

for any indirect, special or consequential loss; or

for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if CREDIT PATHWAY, LLC. has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit CREDIT PATHWAY, LLC.’S liability in respect of any:

death or personal injury caused by CREDIT PATHWAY, LLC.’S negligence;

fraud or fraudulent misrepresentation on the part of CREDIT PATHWAY, LLC.; or

matter which it would be illegal or unlawful for CREDIT PATHWAY, LLC. to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, CREDIT PATHWAY, LLC. has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against CREDIT PATHWAY, LLC.’S officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect CREDIT PATHWAY, LLC.’S officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as CREDIT PATHWAY, LLC..

(12) Not a bank or financial institution

Credit Pathway, LLC, its agents, members, affiliates, and brokers are not a bank or financial institution nor do they represent one or hold any type of broker relationship with one. Any advertisement made is not an offer for credit or finance and should not be construed as one. Credit Pathway, LLC is a client focused consulting service for business owners and as such makes all representations accordingly. We do not consult within the space of personal loans or personal finance as all client consulting is involved strictly for business purposes. Credit Pathway, LLC is not a certified financial planner, licensed legal or tax provider and as such individuals and their businesses should always consult their respective advisers with respect to all such matters.